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Commission Calculator

Estimate gross commission, TDS, net and POSP share from premium.

This calculator estimates brokerage commission as Premium × Commission %. TDS is then applied on gross commission. POSP/agent share is an optional percent of gross. Results are estimates, not an insurer rate card or tax advice.

Inputs

Up to ₹99,99,99,999

0–100%

0–100%

0–100%

Estimate

Estimate only. Not an insurer commission grid or tax advice.

Gross commission
₹15,000.00
TDS
₹750.00
Net commission
₹14,250.00
POSP / agent share
₹0.00
Broker retained
₹14,250.00

Copy or download freely. Saving onto the commission ledger needs an InsuOrg workspace. History stays in this browser.

What this tool does

Indian brokers often sketch commission on a phone before a client meeting. Enter premium, commission percent, TDS percent and an optional POSP share. The tool returns gross, TDS, net, POSP share and broker retained amount.

Formula

Gross commission = Premium × Commission rate. TDS = Gross × TDS rate. Net = Gross − TDS. POSP/agent share = Gross × POSP rate (if used). Broker retained = Net − POSP share.

Example

Premium ₹1,00,000 at 15% commission and 5% TDS: gross ₹15,000, TDS ₹750, net ₹14,250. If POSP share is 0%, broker retained is ₹14,250.

How to use it

Enter the fields, run the estimate or copy the wording, then paste into WhatsApp, email or a worksheet. This marketing site does not keep a server-side file. This browser can keep a short local history. Saving onto a policy, commission or renewal in the product requires an InsuOrg workspace.

Limitations

Do not treat the default percentages as insurer-specific grids. Actual commission depends on the applicable insurer/product arrangement, clawbacks, reward schemes and current rules. TDS sections and rates are facts for a tax professional — this page does not give tax advice.

Related tools

GST CalculatorAdd GST to a base amount using common Indian GST rates.TDS CalculatorEstimate TDS and net amount on commission or other income.Commission TrackerGross, TDS, net, received and pending commission columns.

InsuOrg product — the workspace these tools point toward.

Questions

What is an insurance commission calculator?

It is a desk arithmetic tool: you enter premium and percentages, it returns gross, tax deduction at source (as you entered it), net and optional POSP share. It does not pull live insurer slabs.

How is commission calculated?

In this tool, Commission = Premium × Commission rate. That matches how InsuOrg computes commission on a policy file: premium times agreed percent, not a typed lump sum.

Is this the actual insurer commission?

No. Actual commission depends on the applicable insurer/product arrangements and current rules. This is an estimate using the numbers you typed.

Need the desk, not only the calculator?

12-minute walkthrough: Overview → one file → My Day.

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