Calculators
Commission Calculator
Estimate gross commission, TDS, net and POSP share from premium.
Open toolFree tools for insurance brokers
Free Tools for Insurance Brokers
Calculate commissions, manage renewals, create customer messages and download ready-to-use insurance templates — completely free.
What are InsuOrg free tools? Calculators and copy-ready messages for IRDAI-licensed broker desks. Use them without an account. Saving the result onto a policy, commission, renewal or claim file happens in the InsuOrg workspace.
Calculators
GST Calculator
Add GST to a base amount using common Indian GST rates.
Open toolCalculators
TDS Calculator
Estimate TDS and net amount on commission or other income.
Open toolCalculators
Renewal Date Calculator
Get expiry and reminder dates from policy start and term.
Open toolCalculators
Policy Expiry Calculator
Days remaining, expiry date and a suggested follow-up from two dates.
Open toolCalculators
Quote Comparison Calculator
Line up 2–3 insurer premiums and deductibles. Not a bind recommendation.
Open toolMessage Templates
Message Generator
Create copy-ready renewal, quote, claim and payment messages.
Open toolMessage Templates
Renewal Message Templates
30/15/7-day and expiry-day reminders you can copy today.
Open toolMessage Templates
Renewal WhatsApp Messages
Short WhatsApp-ready renewal chases in English, Hindi and Gujarati.
Open toolMessage Templates
Policy Expiry Messages
Expiry-day and overdue follow-up wording for the desk.
Open toolMessage Templates
Quote Follow-up Templates
First chase, comparison, price objection and quote-expiry notes.
Open toolMessage Templates
Claim Follow-up Messages
Intimation, surveyor, insurer and settlement follow-ups.
Open toolMessage Templates
Claim Document Request
Ask for missing papers without sounding like a generic checklist.
Open toolMessage Templates
Claim Status Messages
Status updates clients can understand, in three languages.
Open toolBusiness Templates
Renewal Tracker
Excel-compatible tracker for expiry, owner and follow-up date.
Open toolBusiness Templates
Lead Tracker
Track source, owner, status and expected premium.
Open toolBusiness Templates
Claim Tracker
Claim amount, pending documents and next follow-up in one sheet.
Open toolBusiness Templates
Commission Tracker
Gross, TDS, net, received and pending commission columns.
Open toolBusiness Templates
Policy Comparison Template
Compare 2–3 insurer quotes before you bind.
Open toolChecklists
Claim Document Checklist
A starting list of common papers — always confirm with the insurer.
Open toolCalculators
Tool history
Last calculations and messages saved in this browser only.
Open toolSpreadsheet starters live in Templates. Copied results stay in this browser.